Bears vs Raiders prediction and analysis

September 25, 2025
NFL Betting Predictions
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Game Overview

This Week 4 matchup sends the Chicago Bears (1-2) into Allegiant Stadium to face the Las Vegas Raiders (1-2) on Sunday, Sept. 28 at 4:25 p.m. ET. The market currently lists the Raiders as narrow home favorites (-1) with an over/under of 48. Both clubs enter with identical records but very different profiles on offense and defense, which creates an intriguing betting and matchup puzzle.

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Key Points to Consider

  • Offensive contrast: Chicago has a top-10 scoring offense (about 25 points per game) driven by rookie QB Caleb Williams and a productive receiving corps, whereas Las Vegas has struggled to find points (around 17.7 PPG).
  • Defensive susceptibility: The Bears give up a lot of yards and points (roughly 31 PPG), which keeps games competitive and makes Chicago less comfortable in shootouts against efficient opponents.
  • Quarterback matchup: Geno Smith provides steadiness and short-to-intermediate timing for the Raiders, but Las Vegas’ offense has underperformed despite having several productive pass-catchers.
  • Home-field and situational trends: The Raiders have had uneven results at Allegiant, and historical Week 4/spread trends for both franchises point toward volatile performances in September.
  • Health and usage: Chicago’s run game (D’Andre Swift) and Rome Odunze’s red-zone production give them two reliable scoring vectors. Las Vegas leans on Jakobi Meyers and Tre Tucker for big-play potential.

Matchups and X-Factors

The Bears’ offense is dynamic when Caleb Williams can create outside of structure, and Rome Odunze has already shown elite touchdown efficiency. Chicago will try to attack the Raiders underneath and on intermediate routes — an area Geno Smith typically defends well, but Las Vegas’ secondary has been inconsistent.

On the other side, Las Vegas struggles to convert drives into points. If the Raiders can’t sustain drives or punch in red-zone opportunities, they’ll rely on quick strikes from Meyers and Tucker. The Bears’ pass rush led by Montez Sweat and disruptive linebacker play from Tremaine Edmunds can tilt the game if they generate consistent pressure. Conversely, Chicago’s leaky run defense remains a liability; if the Raiders establish the ground game, they can control clock and tempo.

Betting Angles

  • Moneyline value: With Las Vegas only a one-point favorite, Chicago offers upside as a road underdog with an offense capable of producing quick scores. Take the Bears on the ML if the price is +120 or better; under that, consider a smaller stake.
  • Total (48): The line sits near a balance point. Expect moderate scoring — if both defenses execute, the game drifts under; if the Bears strike early through Williams and Odunze, the total can clear. Lean under only if you expect sustained drives and clock-eating by the Raiders.
  • Live considerations: If Chicago jumps ahead early, live markets will likely value the Bears more aggressively; a halftime look could provide better juice on Chicago +3.5 if the first half is low-scoring.

Final Prediction

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Both teams are 1-2 and both have reasons to feel confident, but the edge here goes to the visitors. Chicago’s offense is more explosive and creates scoring opportunities in short order — the Bears do not need a long, methodical offensive day to win. Las Vegas has shown it can move the ball between the 20s but has struggled to finish drives and turn yards into points. Coupled with Chicago’s recent success against the Raiders and the small spread, the Bears present the cleaner value.

Prediction: Chicago Bears moneyline. Expect a close game; margin 3–7 points in favor of Chicago.

Pick: Prediction: Chicago Bears ML