Florida vs Kentucky prediction and analysis

November 4, 2025
CFB Predictions
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Matchup Overview

Week 11 features an intriguing SEC matchup as the Florida Gators (3-5) visit the Kentucky Wildcats (3-5), with kickoff set for 7:30 PM EST. Both teams enter this contest with identical records and looking to turn their seasons around. The betting odds slightly favor Florida as the road favorite by 3 points, with an over/under set at 43.5 points.

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Key Factors Influencing the Game

  • Historical Trends: The underdog has triumphed in three of the last four meetings between these two teams, hinting at potential volatility in this contest. Kentucky has a good recent track record covering the spread at home against Florida, doing so in each of their last four home matchups.
  • Florida’s November Struggles: Florida has lost three of its last four November games as a road favorite, and also has a poor history covering spreads in November games, failing to cover in eight of the last ten as a favorite. This trend suggests potential vulnerabilities and inconsistency on the road in this typically critical late-season month.
  • Kentucky’s In-Game Performance Issues: Despite some success against Florida, Kentucky’s overall record at home against SEC opponents is concerning, as they’ve lost their last ten home conference games. Additionally, Kentucky’s point differential in second quarters (-4.6) and opponent scoring in that quarter (10.5 points per game) rank near the bottom nationally, pointing to potential struggles in maintaining momentum.
  • Offensive and Defensive Concerns: Florida stats expose some offensive inefficiencies, ranking near the bottom nationally on third down conversion rate (30.7%) and points scored in the fourth quarter (3.4 per game). Meanwhile, Kentucky’s defensive side shows some bright spots as Jordan Lovett is tied for third in the SEC in interceptions, a potential game-changing factor.
  • Scoring Trends and Betting Physicals: Both teams’ recent games have leaned towards under, with the last six games for Florida as a favorite and seven of Kentucky’s last eight November games against non-ranked teams going under the point total. This could indicate a lower-scoring affair.

Analytical Prediction

Despite Kentucky’s struggles at home within the conference and Florida’s lackluster November history, this game rests on the edge due to evenly matched records and contrasting trends. Kentucky’s ability to cover the spread at home against Florida and the underdog’s recent success suggests the Wildcats may keep this contest close. However, given Florida’s stronger overall record against non-ranked teams and marginal statistical advantages, they have the tools to edge out a tight win, albeit likely a low-scoring game.

The key for Florida will be overcoming their third-down woes and finding a way to generate late-game offense while exploiting Kentucky’s defensive lapses. Conversely, Kentucky must capitalize on turnovers and limit Florida’s scoring opportunities. Expect a physical, grounds-and-pound type of game with conservative play-calling that favors defense.

Prediction Summary

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Florida’s experience winning against comparable opponents and Kentucky’s trend of struggling against conference foes at home positions this game as a narrow Florida victory. The projected final score points to a close, low-scoring game under 44 points.

Final Prediction: Florida Gators -3, with the total going under 43.5 points.