Charlotte vs Army prediction and analysis

Matchup Overview

On October 11, 2025, the Charlotte 49ers will travel to face the Army Black Knights at Michie Stadium. Charlotte enters this contest with a 1-4 record, struggling through a challenging start to their season. Conversely, Army holds a slightly better standing at 2-3, coming off a morale-boosting win that snapped a two-game losing streak.

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Team Form and Trends

• Charlotte 49ers: The 49ers have dropped two games in a row and are enduring a tough stretch during October, having lost all four games this month previously. Their performance in the first quarter has been particularly problematic, having lost the opening quarter in each of their last four games and ranking near the bottom nationally in first-quarter point differential.
• Army Black Knights: Army has enjoyed some success in the month of October, winning their last four contests during this period historically. Despite recent setbacks, their home field, Michie Stadium, has been a slight challenge for underdogs, yet Army has also shown some vulnerability covering spreads, especially against teams from North Carolina, like Charlotte.

Statistical Matchups

• Army’s offense operates primarily on the ground, ranking near the bottom nationally in passing yards per game, with only 84.8 yards. Their offensive strength lies in their rushing attack, led by Cale Hellums who already boasts six touchdowns.
• Charlotte’s pass rush presents a threat, with Conner Harrell ranking top ten in sack percentage. Defensively, limiting Army’s run game will be crucial to containing their offense and keeping the game in control.
• Game flow could hinge on strong starts, where Charlotte’s historical first-quarter struggles put them at a disadvantage against an Army team that tends to capitalize early in games.

Betting Trends and Totals

• Army is favored by 17.5 points, a sizable spread reflecting their home advantage and perceived superiority.
• Interestingly, Army has struggled to cover the spread against North Carolina teams recently, and Charlotte has also failed to cover as an underdog in their last four games, suggesting the potential for the game to be tighter than the line implies.
• Both teams have games that often go over the total points line, with recent matchups frequently seeing more than 47.5 points scored.

Prediction Summary

Considering the trends, Army’s home field advantage, and their October winning history, the Black Knights look poised to control the tempo and secure a solid victory. Charlotte’s difficulties starting strong and closing out games pose challenges that Army’s disciplined style can exploit. However, the notable trends of Army’s recent struggles to cover against North Carolina teams and Charlotte’s resilience as an underdog suggest that the spread could be a bit optimistic.

Final Prediction: Army wins confidently but may fall short of the 17.5-point spread. Expect a game with moderately high scoring, likely going over the 47.5 total points line. Predicted score: Army 31, Charlotte 17.