New UK Research Indicates Gambling Harm May Affect More People Than Previously Thought

December 11, 2025
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Overview of the New UK Gambling Study

A recent study published on ScienceDirect sheds new light on the extent of gambling-related risks in the UK. This research utilizes comprehensive open banking data to assess how many individuals could be subject to the government’s forthcoming financial risk assessments. These assessments will become mandatory for all gambling operators starting in February 2025, aiming to better identify potential harm among players.

Young Men More Likely to Exceed Gambling Risk Thresholds

Last year, the UK Gambling Commission (UKGC) introduced a framework for improved harm prevention through enhanced financial risk assessments. According to this plan, gambling providers must carry out “light-touch” checks on customers who lose GBP 150 or more within any rolling 30-day period. Instead of conducting full affordability assessments, these checks rely on financial indicators like bankruptcy records or outstanding debts to identify those at risk.

Until now, the number of gamblers crossing this loss threshold and the profiles distinguishing them from other players were not well understood. The recent study analyzed banking transactions of over 243,000 gamblers over the course of a year and found that nearly one-quarter of them would have triggered these new checks.

The group identified as “Exceeding Threshold Gamblers” was responsible for approximately 92% of the total cash spent on gambling activities. This segment predominantly consists of young males exhibiting notably higher gambling intensity compared to their counterparts. The study’s authors emphasize that these spending behaviors may indicate vulnerabilities that require increased monitoring.

Insights from Cluster Analysis of High-Spending Gamblers

Using cluster analysis, the researchers further divided the high-spending gamblers into three subtypes. Around half belonged to a category labeled as “diversified spenders,” who tended to gamble in proportion to their incomes. However, the other subgroups showed concerning patterns, such as less controlled gambling habits, greater volatility in spending, and connections between gambling and periods of financial difficulty.

Context from Previous Research and Broader Industry Concerns

These latest findings correspond with other studies highlighting increasing pressures within the UK gambling landscape. For example, a recent report by AskGamblers found that nearly 50% of UK gamblers conceal or minimize their betting activities. Furthermore, one-third of those surveyed admitted they would rather lose money than seek help, while 25% would wait until losing GBP 100 in a single week before consulting a therapist.

Charity organization Gamble Aware has also raised alarms about growing problem gambling rates and the stigma surrounding seeking assistance. Their research points to the pervasive nature of gambling advertisements, with 62% of respondents reporting that gambling promotions felt unavoidable. Taking all this evidence together suggests that gambling addiction risks are more widespread and complicated than regulators or operators might have anticipated, blurring the line between casual entertainment and harmful behavior.