CLEVELAND -- Whether it's a $1 million home in Brecksville or a $27,000 house in Cleveland, a person's home is their castle.

Howard Hanna multimillion dollar producing real estate agent Sherry Callahan said most of our homes are worth more now than the day we bought them.

"Three to 5 percent, that is hot for us," Callahan said. "That's what we are used to that's what we consider really good."

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If you look at the third quarter average sale price for home on the north coast and compared them to the third quarter of 2004, there are some hot ZIP codes.

No. 5 on the list is 44127 in Cleveland. The average sale price was $39,000 and increase of 38 percent.

No. 4 on the list is 44068, which is North Kingsville in Ashtabula County.

The average sale price was $167,300 -- a 40 percent increase over the 2004 third quarter average.

Prices really jumped in Geauga County's Huntsburg ZIP code 44046.

The average price was $312,800, an increase of 47 percent.

Like the prices in the 44280 ZIP code in Valley City in Medina County, the average price was $320,000 and increase 55 percent since 2004.

The No. 1 ZIP code was 44003 in Andover in Ashtabula County.

The average sale price was $92,000, an increase of 56 percent over 2004.

Shapiro said don't get too excited, because look what happens when 5 On Your Side compares the 2005 third quarter average price with the third quarter of 2003.

The average price was $87,800 in the third quarter of 2003. The increase is just under 5 percent.

Cleveland State University Housing Policy Expert Tom Bier said it is a more realistic figure for all the ZIP codes on the north coast.

"We are very much a part of the plodding world, and so on average across the region, we increase maybe 3, 4, 5 percent, which is a little bit ahead of inflation," Bier said.

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