CLEVELAND -- When it comes to keeping the cold out, we buy blankets for our water heater and insulation for our windows, but what if we could save money on utilities without spending any extra cash?

Home owner Tanya Brees is all over the idea. She rearranged her furniture, pulling the couch away from your floor vents, allowing to heat the room more efficiently, potentially saving $20 a year.

You know the fluorescent bulbs use 66 percent less energy, but did you know know dirty ones use more energy? Dust cuts down on the light output by 25 percent, so dust your light bulbs.

Chris Nagy with Nagy Heating and Cooling says there are many cost saving options in your kitchen. Simply by using your microwave instead of your oven, you're saving about 15 cents per hour usage. But the toaster oven will get you an even bigger savings. That will only cost you about 11 cents an hour energy usage. If you do use your oven, don't constantly open it to see how the cooking is coming. Every time you open the oven door, it drops the temperature by 25 degrees, forcing it to heat back up again.

Picking the right pan for your meatloaf or brownies, will also cut down on the cost. Glass pans heat faster and transfer heat faster to your meal than metal pans, helping you use about 20 percent less energy.

When it comes to appliances, unplug them while they are not in use. So those cell phone chargers, kitchen appliances like toasters and blenders, unplug them. It's referred to as "vampire voltage" because even though they aren't on, they're still consuming energy when plugged in.

Nagy said, "Unplugging them can save you 30 to 40 percent in your annual energy cost."

The extra freezer that's plugged in that you don't really use can eat up as much as $130 a year. Also rethink small refrigerators.

Moving into your bathroom, using less water can be as easy as putting a small plastic bottle filled with water in the toliet. The bottle displaces enough water to save nearly a half gallon per flush.

You can also do some other things with minimal investment. Things like caulking and insulation help seal the leaks around your home and keep the heat from literally going out the window. Some experts claim sealing the drafts will save you $80 a year. Don't leave caulking until the last minute though, because it should be 45 degrees or higher.

You may also want to consider a programmable thermostat. This is convenient for people who are away at work. You can dial back your heating and cooling while you're not at home, but have it back to a comfortable level when you arrive home.